Capital Flow

Overview of Indonesian Fintech Law and Regulation: Regulatory Trends in Digital Payments, Crypto Assets, and DeFi

Indonesia is undergoing strong fintech development, with major driving forces including its large population, high internet penetration, and the government's economic recovery plans. The report points out that digital payments, P2P lending, and insurtech are the most active areas currently. In the crypto asset sector, regulation has shifted from Bappebti to OJK, but certain forms of DeFi (such as DeFi payments) are explicitly prohibited. For financing, equity financing is the main avenue for new businesses to raise funds.

Oct 16, 2026

Si Intelligence Accelerates Geospatial Awareness: Scanning Military Operations with Satellite Imagery

The Si intelligence system uses satellite imagery to scan military movements, significantly accelerating geospatial awareness, which has important application value in military reconnaissance and intelligence.

Oct 9, 2026

2025 Crypto Market Review (Part 1): The Crypto Industry Moves Toward Maturity

This article reviews the major events in the cryptocurrency market in 2025, including the introduction of the U.S. CLARITY Act and the GENIUS Act, the full implementation of the EU's MiCA, the explosive growth of global crypto ETFs/ETPs, and the advancement of stablecoin and CBDC pilots, analyzing how the industry has moved from the fringes toward maturity.

Sep 4, 2026

The Impact of Stablecoins on Cross-border Payments: Reshaping the New Landscape of Global Capital Flows

Stablecoins are transforming the efficiency and cost structure of cross-border payments, while jointly driving the modernization of payment infrastructure alongside central bank digital currencies and tokenized deposits. The refinement of regulatory frameworks will be key to their large-scale adoption.

Aug 28, 2026

2025 Crypto Market Review (Part 1): The Year Cryptocurrency Came of Age

In 2025, cryptocurrency has completely shed its "Wild West" image, with global regulatory frameworks being rolled out intensively. The U.S. CLARITY Act and GENIUS Act clarified the boundaries of authority, and the EU's MiCA was fully implemented. ETFs/ETPs for Bitcoin, Ethereum, Solana, XRP, and others were approved one after another, and staking-based and multi-asset products emerged. Governments in many countries accelerated the piloting of regulated stablecoins and CBDCs, and digital assets are being incorporated into the core of the global financial system.

Aug 21, 2026